Bring down your underwriting time from days to minutes.

Decrease time-to-decision with this automated underwriting solution that fits in seamlessly to your current system.


10x The Amount Of Underwriting Over Your Current System
Decrease time-to-decision

Our solution will assist you every step of the digital underwriting process. See how you can put an end to inefficient underwriting processes and frustrated merchant abandonments.

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Customizable risk scoring

Cater your scoring models to merchant risk types and
board through multiple processors with our advanced
library of integrations and scoring rules.

Automate data collection

Plus you’ll save money with the partnerships we already
have. Automate KYC and AML data collection for access
all in one place!

How Agreement Express Works

Automate your merchant experience, determine risk, and onboard in minutes. That’s the power of innovation.

Agreement Express was built for:

Mature wholesale ISOs

ISOs currently taking on risk or becoming a PayFac

Sponsor Banks

Payment facilitators

Merchant acquirers

“Supporting our payments partners in their goals to bring payment solutions to their clients quickly and efficiently is a critical aspect of our program.”

Nicolas Karmelek
Executive Vice President & Chief Risk Officer At Avidia Bank

Process 10x more applications per underwriter

Access to 100+ pre-configured scoring rules

See a 70% reduction in merchant abandonment group

Save up to $60 in third-party fees per application

Reduce risk in underwriting and speed up the onboarding process with powerful technology from Agreement Express customized to fit your needs.

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